1. Terms of Service
Effective Date: May 1, 2025
By accessing or using this website and its content, including any products, courses, and coaching services, you agree to the following terms. If you do not agree, do not use this website.
Allowed Use
You may view and use the materials on this site for personal, non-commercial purposes. You may not distribute, share, sell, or reproduce any content without written permission.
Intellectual Property
All materials, including videos, PDFs, text, images, and graphics, are the property of How to Be Independent and are protected by copyright law. You may not claim ownership or redistribute these materials.
Account Responsibility
If you purchase a course or coaching service, you are responsible for maintaining the confidentiality of your login details and access links. Sharing course materials outside your personal use is prohibited.
Limitation of Liability
How to Be Independent is not liable for any damages or results from applying the information provided. Courses and coaching are offered as educational resources—not guarantees of specific outcomes.
2. Refund Policy
We offer a 7-day refund policy on digital courses. If you access the course and realize within 7 days that it’s not right for you, please contact us for a refund.
After 7 days, all course sales are final due to the digital nature of the product.
Coaching is nonrefundable.
Because coaching is a personalized service with reserved time and direct interaction, refunds are not available once coaching begins.
If you do not begin coaching within 30 days of purchase, your window expires without refund—but you are welcome to return and purchase again when you're ready.
If you experience life disruptions during coaching, we offer a 7-day grace period. After that, your coaching window closes.
3. Privacy Policy
We take your privacy seriously.
What We Collect
When you purchase a product or fill out a form, we may collect:
Your name and email addressYour course access activityAny messages you send via coaching or contact forms
How We Use It
We use this information to:
Deliver your digital products and coaching servicesCommunicate with you as neededImprove our site and offerings
We will never sell, rent, or share your information with third parties. You will not receive marketing emails unless you have explicitly opted in.
Data Security
Your data is stored using secure tools and platforms. Only authorized team members have access to personal data when needed for support or delivery.
Questions? Please send us a message via the contact page (link in footer below)